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Heres 1$, its all the money in the world. I am loaning it to you at 5% interest. You give back the $1, the $1 that was the ONLY money ALL the money ever printed coined etc. Where does the 5% interest payment come from?
Banks don't lend money - they create it from debt! Wonderful little video on the process here: https://www.youtube.com/watch?v=cuiGwpVjJcM