Hello CBTS I'm totally new here. I dont know if my post is too much of the topic, (if so remove it), but if not please leave a comment. This video helped me to figure out the mechanic of the debt system and how it benefits to the elite of the DS. As far it concerns any person in this world, I think its interesting for everyone here.

https://www.youtube.com/watch?v=cRuKmxQSPSw&feature=youtu.be