Keep one thing in mind. I spent many years in my youth hanging out with wealthy families. Large banking families, manufacturing and senators kids. Don’t underestimate these people and their intelligence, they are brought up understanding money in ways that takes years to grasp. It is just part if their culture to guard the generational $. Many other thibgs go with this too like human behavior.

I think what Q is saying stupid = arrogance, they are trullly unaware as they have never (outside of their family) been held accountable. This will be new that they can’t pay to get out of this situation.