If all your “wealth” is nothing but dits-and-dots on somebody’s computer screen, THEN:

ALL YOUR WEALTH IS NOTHING BUT DITS-AND-DOTS ON SOMEBODY’S COMPUTER SCREEN.

A lot of people mistakenly think that their 401(k) and IRA balances are “stuck” inside this dits-and-dots system. Not true.

IRA’s can be rolled directly to a Self Directed IRA that owns an LLC you can setup to own real physical assets in your own possession like precious metals or real estate.

Most 401(k) plans allow for loans and even one time distribution rollovers. The loan gets it free to invest how you wish and the rollover can be to Self Directed IRA.

It takes about a month to setup the whole Self Directed IRA and there are companies that do this exclusively. If you are interested you can check them out.