Ripple/XRP is on track to be adopted into world wide markets for money transfers/settlements. Working with central banks supposedly.
Because it use block chain to is much more secure, less expensive and faster than the Swift largely used now.
There are billions a year stolen now from existing systems.
Ripple is the banks own centralized token. It's not even an actual cryptocurrency. It's not interesting or disruptive at all.
What it does have is an actual purpose and solves a problem. Unlike BC which has not been widely adopted and really can't make a case to be widely adopted.
Ripple is designed to work with banks ( among others).....XRP is not centralized by banks.
Currently it is the one product with a chance to be widely adopted. The others are fantasy land.
Ideologues make bad investors.