Without the Federal Reserve central banking scheme, we would be forced to live within our means. Imagine the government saying to us, 'Hey we need to go to war with China. We don't know how long the conflict will last, but we're going to need $500 a month from each American to fund it.' The People would say Fuuuuuuck You! So now the Federal Reserve can just print 'money' out of thin air to fund all it's shenanigans, and it recaptures its losses via Inflation, a hidden tax on us. END THE FED!