You get the same response: (I won't keep doing this, though)
Anon, Credit has been digital currency all along.
You realize few people actually use paper cash these days, don't you?
Your central currencies have already been digital for decades now.
A straw man has been erected for you to target with your ignorant screeches.
Crypto boasts a decentralized ledger, which is exactly the thing that Central Banks DO NOT WANT. If everything is public and it can't be altered, then the banks cannot fix the value of the Euro or Dollar anywhere near as easily.
It's a shame that more of you have yet to realize this.
/ourguys/ gave us Blockchain technology. Governments across the world have been using it for quite some time, but once an expanded version that saw adoption broke through the private bubble that governments around the world had been keeping Blockchain in, most populations around the world were able to perceive the value of a decentralized ledger which the Banksters were no longer able to collar.
It's awful how little all of you still know about crytpo.
So many of you have fallen for the propaganda and, unfortunately, you're about to miss the spike again, meaning you'll have to wait another five years another time.