Look into cryptocurrencies. That technology bypasses the need for a 3rd party. This is true peer to peer currency. No fed, no treasury, no banks, no imf, no bis. Many people here think that crypto's were created by the cabal to trap people in an electronic system. The more I learned about the decentralized aspect of blockchain, the less I believe that the cabal or gov't was smart enough to create it. Humanity created it because we have to have an alternative when the current system implodes.