Setup?
Where have we heard that excuse before?
Healthcare is unaffordable because it's overpriced.
Insurance is not the answer - it's the problem! Insurance facilitates the obfuscation of healthcare costs.
Physician salaries have outpaced inflation for over 20 years. Hospital administrators have also enjoyed raises far outpacing the rest of us.
People like to blame out litigious society but malpractice accounts for a tiny fraction of those costs.
Too many overpaid people – period.