i was left 350k a couple of yrs ago. all i did was put 100k into a 5 yr cd and will be matured in a couple.

i seriously don't know how to proceed. i have noone to ask advise regarding what to do with this money.

i'm in my early 60's. single, 3 semi grown children, i don't own anything except a car. rental apt. recently laid off, collecting unempl insurance.

i don't want to invest in anything that has risk involved. my goal is to be able to generate enough income to live off of and then eventually be able to leave my kids a substantial amt to invest so i know they'll have retirement money.

can anyone help me? i need some advise. i live in a very expensive city but cannot live far away from my kids, they are all i have…i'm a bit of a recluse.

>>1509429

wow, divisionfag why so hostile? this is regarding my sustainability and i was genuinely asking for advice and help.

i'm not a troll, but you are an asshole.

"Go change your pants. You peed on yourself thinking you got a bite here."

i that back, you are an idiot. might be why this thread is a failure

>>1520190

Hey thx for your response.

1 I'm at a crossroads there. Noone wants to hire someone my age so I'm thinking about real estate license and perhaps a part time job.

2 Hard labor of my immigrant parents

3,4, 5, agreed

6 muh kids I have thought about moving more into the country, but I've lived in urban areas all my life, and the country actually scares me. I live in the most rural part of a large urban area with relatively low, but still high, rent so that is why I rent. If buy a condo in a very urban area, which is what I can afford, I could rent it and generate a small income but still also pay rent, or I could buy and live in the very urban area and save on rent and pay low maint fees instead, but I would be living a very urban life and have no income….or pray for interest rates to go up and do exactly what my dad did. I wish I could grow that money, but I'm clueless beyond what I said.

My big question is how to invest this money to generate a small income for me with least risk. My dad had real estate, sold it, and then stuck to buying long term cd's, but back then interest rates were high. Bottom line is my fear of having to spend most or all of the money in my retirement and not have any left for muh kids. Any suggestions?

Sorry so long winded

>>1521743

I didn't really come here with this intention, but glad to share all my knowledge regarding fermentation of dairy, fruits and veggies, natural cleaning solutions, and lots of knowledge on buying from csa's and local farmers selling meats, free range organic dairy, and their homemade goods in urban areas.

>>1524407

thank you for that last bit of advise about "rent is the epitome of trading hard for soft" i know is so true, but where i am the real estate is so expensive that if i buy i will be left with nothing. but the last thing you said is a great idea. thank you

a

>>1521912

i feel compelled to put this out there (since some of you were quite nice to me), one thing i see it hasn't really be discussed and that is fats. we need a lot of good fat. our brains are mostly fat. firstly, get rid of bad fats…those are mainly PUFAs. never use corn or canola oil. you can use nut and seed oils in salads, same with olive. for cooking, coconut is ok (though flavor is sometimes not compatible to your recipe and some others but the gold standard is animal fats. they have historically taken a beating by the med field and of course govt, but do your own research. i render my own tallow and lard always seeking out local or good sources. who doesn't love bacon fat or duck fat (MMMMM) and of course BUTTER. trust me on this one…..do your own research. the other thing i do which i haven't read on this thread is intermittent fasting. some do it for weight loss, some do it for better overall health. it is a fast of at least 14 hours straight in a 24 hr time frame. most people start their fast right after their last meal of the day and follow thru at least until lunch the next day. research will show you that it is very healthy for your organs to get a rest and as far as weight loss, it is a great way for people who are insulin resistant to reset their metabolism. have you ever noticed that you, as a person needing to lose weight, can eat the same thing as a thin person, but they will not gain anything and you will. they will use that food as energy but your body will want to hold onto it, save it and thus you gain more weight. i can't explain it well enough to do it justice. you must do your research. it's the exact opposite of what many will tell you…..to eat small meals all day long. that is the antithesis of healthy

>>1312782

lol…i lived there about 20 yrs ago. moved for unrelated reasons, but was sure glad to be away from that pc culture…..it was suffocating. it doesn't even surprise when i read about what is going on there (can't believe patty murray is still there!). can we blame cali for this? i think yes. unfortunately i moved to a big blue state and am surrounded again. my only hope is that we will get voter id laws soon to turn this place around

>>1312854

have you tried sourdough