Ask yourself who are it's partners, who's on the BOD, who's the developers? Has it made strides to market itself in real world use cases?
Is it a member of and ISO 20022 compliant? Do you know who was the first member of ISO 20022? Ripple
Organizations who have already adopted ISO 20022 include: FIX Protocol Limited (Financial Information eXchange), ISDA (FpML), ISITC, Omgeo, SWIFT, Visa and Ripple. Visa has already joined Ripple which uses the XRP token for settlement. 2 or 3 days ago, Mastercard announced that they were joining LuLu's.
Stellar (XLM) also ISO 20022 compliant is mingled in here.). The National Bank of Egypt and LuLu's have already joined Ripple.
A 2015 report by the United States Federal Reserve System classified Europe having "mature adopters" of ISO 20022; India, South Africa, Japan, Singapore, and Switzerland (who have all, already joined Ripple) as having "growing adopters"; and Australia, Canada, the United Kingdom, and New Zealand as having "interested adopters". (Why is this significant? Because Australia, Canada, UK, New Zealand and the United States make up the "Five Eyes."
Keep in mind the recent submarine deal that Biden and the UK made with Australia. There's much more to the story.).
Last but not least, today Qatar National Bank announced that they were joining Ripple and the Federal Reserve Board on Monday announced that the Federal Reserve Banks will adopt the ISO 20022 message format for the Fedwire Funds Service. (Fedwire is one of the wire services you use domestically in the United States). So, whether people realize this or not, the entire Middle East has joined Ripple….