Off-topic. I saw a woman trying to collect change for a charity, and I thought to myself 'I won't have any change as I'm paying via contactless for my shopping'. At which point I had a conspiracy theory:
What if the attempts to make you go cashless is to starve out and deprive the homeless?
Think about it: for years immemorial, beggars on the street asked for spare change (or '1 gold coin' if you're from Oblivion), but with the advent of cashless, no-one will have spare change to give out, especially if a lot of countries proceed with their creepy cashless society vision.
That means, if you become homeless, you literally can never earn money again. You can't afford a card reader (because you're already broke) to acquire money, you can't set up a bank account (required to have a card to spend money with) because it requires an address and proof of identity.
If we allow the cashless society thing to happen, we are paving the way for a highly abusive authoritarian state - because if homelessness means permanent poverty (to the point of starvation), homelessness would be equal to death, meaning you could be threatened into compliance by the state - either via foreclosure on a mortgage, the loss of a job, or the wasting of your funds fighting a legal battle.
And we know the one thing the so-called 'elites' hate more than anything is the homeless.
And from a depopulation standpoint, this would serve their goals, because if homelessness = death then all you need to do is make people unemployed and they die. Or hell, just deny or break your card.
A really scary thought, and one no doubt behind the drive for cashless under the false guise of efficiency.