Don't fall for the investor fear porn.
Every investing "expert" on CNBC, Bloomberg, FoxBusiness can eat a dick. Retail investors and 401k holders should keep adding to their portfolio.
Nothing complicated. Keep it simple with broad S&P or Russ1k funds and reinvest the dividends.
In the past 8 yrs they've hyped the yield curve bullshit every year. It amounts to absolutely nothing. ZERO
The inflation narrative is nonsense. 100yrs of trading proves that dividend reinvestment trumps inflation, always.
You get richer. Simple. The bobbleheads on t.v are about as good as horse racing experts.
Build your wealth. Keep funding it.