People dumping their money into something that is not a currency or security are putting their hard earned capital at risk far worse than penny stocks or some other boiler room investment. Change my mind.
In truth, you can be saved at any time. It is really hard to fathom as the concept makes absolutely no sense. You simply, in your heart, commit yourself to believing in your redemption through the blood of Jesus Christ, God's only begotten Son. It is truly that easy. At that point, if you are true in your belief, the Holy Spirit takes over and fulfills you. I cannot explain it. When/if you are ready, you have to try for yourself.
I did not like that meme to begin with but I bit my tongue. It was wrong from the beginning.