You think you got me all figured out because I tried a hack I found on here, eh?
Let me lay it out for you, Nostradumbass:
I have a 30 year old son and a 10 year old daughter. I haven't had a car payment since 1995, and the 5 I had then were for a $500 truck. I have no credit cards. I fix my own cars. I do all my own home repairs. If I ever own a home it'll probably be one I build myself. I make $350/day covering other chiro offices, homeschool my kids, and care for my disabled wife. I'm the fucking posterchild for delayed gratification, you imbecile. I've forgotten more skills than you've learned in your life.