>WE THE PEOPLE are the "owners" of those funds.
This is bullshit.
Americans who want to "save for retirement" have been sold a lie.
Money does not magically increase in value.
The harsh truth is that a vast swath of American have been persuaded to hand their savings over to globalist criminals who are able to earn the best "rate of return" because they are LITERAL CRIMINALS.
The magic of compound interest does JACK SHIT for anyone other than rent seeking cocksuckers and OUTRIGHT CRIMINALS.
The power of "globalism" hinges ENTIRELY on the fact that people in other countries routinely flout standards that Americans regard as inviolate. But the American investor class is the middleman that gives them American money, and then pays back some of it to the "normal" Americans who think they are trying to do the "right thing" by saving and investing.