Best time politically for a complete collapse of everything would be 3-6 months before the election. So we still have a year or so to go in my opinion. Hold on, it's coming - allegedly!!
Trump is playing the hero in this movie so it makes sense that it will be he who "fixes everything." A Gold Standard solves the problem but I'm guessing Trump will be the one to implement it - not the Dems. Trump can't start doing that until Jan 2025. So, between now and then, everything will collapse, one after the other, right up until the election. By then the debt will be $40Trillion but the dollar will be worthless so even I could pay that off out of my small change as we will all be earning $100Trillion a year!! Zimbabwe issued a $1 Bill which could be used to actually buy stuff. Only ONE YEAR LATER, they were issuing $100 Trillion bills which were worthless in practice. That's what will happen in the US. That's how we pay off the National Debt and start again with Gold under the 2025 Trump Administration.
McCarthy's Debt Ceiling "deal" (part of The Plan) opens the flood gates for unlimited money printing as it eliminates the ceiling until Jan 2025 - after the election. interest rates continue to rise more bank failures > more Bank Bailouts > loss of confidence in the financial system > dollar collapse > Trump Election Landslide > Gold Standard > Rebuild the economy. Game Over!!