Social Credit is just a more invasive part of "Social Security.
Not sure why everyone is all freaked out about being locked out of shit SUDDENLY.
If you have shitty credit, you can't get a loan, a job, rent, buy a house, get utilities, etc.
It's been this way for DECADES.
It has been impressed upon us how IMPORTANT GOOD CREDIT is, our entire lives. Make one late payment and your score goes down. Add too much on credit, your score goes down. We HAVE BEEN at the mercy of the beast system our entire lives.
This is just the next, more invasive step, to now also penalize you for TALKING ABOUT IT IN PUBLIC.