Home owners insurance has gone up as much as 50% car insurance as well. Property taxes are ridiculous also. All wasted money you never get back. Luckily I don't have to pay property tax in some states. 100% pt vets get property tax wavers. I lived in a small town in Florida many years ago. The drug problem is huge in some small towns. We lived near Alva. Nothing to do unless you have a friend with a swamp buggy. Hog hunting can be fun along with fishing, but when half the town is doing meth and pills crime goes thru the roof. We had to chase those fuckers off our property at gunpoint. So small towns are not any better IMO