My 1960 copy of "Webster's New Collegiate Dictionary" (G. & C. Merriam Co., Springfield MA) has this definition of "fraud": Law. "An intentional perversion of truth to induce another to part with some valuable thing belonging to him or to surrender a legal right."
>Are excessive deaths real.
Yes. Have checked obituaries and news stories.
Are those choosing to die all vaccinated?
The vaccines might be enhancing the risk of suicide for multiple reasons. Also, vaccines of any type seem to be associated with increased all cause mortality.
Is there some other reason they choosed this pathway?
I think some people will go to their grave sooner than admit they did wrong. Personal observation suggests much grace is upon those who humble themselves to admit they were wrong and live with a repentant attitude.
These are just my personal off the cuff answers. There is a lot coming to light right now so I'd be open to finding out what I don't know.