Good morning you inglorious frogs, thank you baker for keeping the bread fresh and flowing.
All retirement programs are ponzi schemes. Same as term life and annuities.
Promised made will not be cashed in as promised. Watching these state run pensions faulted, followed by many private corporations having issues with paying its retirement pensions. People should pay attention and invest in gold and silver coins. With the Federal Reserve going CBDC and about to steal all the wealth of every depositor, coin will be the best route.