I’ve seen the shell game with taxpayer money 1st hand from the freaking nursing home my MIL is in. They raised monthly fees to 13k then offer extra insurance, at no cost to the resident (it’s deducted from Medicare/Medicaid to the nursing home which Medicaid then ups their reimbursement to the nursing home) and it’s far better than the shit healthcare coverage I can get. AND they have overlapping coverages that they’re allowed to sign up for and don’t need that the shell game covers as well with our taxpayer money. Don’t forget that the high fees at nursing homes are to provide the services that additional coverage is also covering…