Credit Karma is a total scam this Asian dude prey's on people with poor credit offering the shittiest credit cards in the industry and eye popping predatory lending in some cases over 200% interest. I wouldn't be posting this if Credit Karma didn't try to scam me to, I have a 750 credit score so Credit Karma has nothing good to offer me.

If you are going to apply for one of Credit Karma's credit offers make sure you read the reviews first.