You should be worshipping your wife and no one else.
>Would they really want a loan that is NEVER paid back and massive interest payments forever?
That's what happens when you refinance, and they re-age the debt every few years, on the same property. 2 refinances, and 10 years of payments, and you still owe the whole principal.
Ministry - N.W.O. (New World Order)
https://www.youtube.com/watch?v=9ygsixNsPSc