Subject: Student Loan Discharge Based on Borrower Defense Evidence
You have been approved for debt relief under the Biden-Harris Administration! This is part of the Biden-Harris Administration’s commitment to delivering relief to borrowers whose schools engaged in unlawful conduct.
The U.S. Department of Education (ED) has determined that the federal student loan(s) you received to attend The Art Institute on or after Jan. 1, 2004, and on or before Oct. 16, 2017, are eligible for a full discharge. This means the remaining balance on the eligible loan(s) will be forgiven. You do not have to make any more payments on the loan(s).
Your loan(s) will be discharged based on an ED finding that The Art Institutes made pervasive and widespread substantial misrepresentations that borrowers relied on to their detriment. This conduct affected students who enrolled at the Art Institutes from Jan. 1, 2004 through Oct. 16, 2017, when the campuses were sold to Dream Center Education Holdings, LLC. These misrepresentations related to the salaries and employment rates for its graduates and the benefits and connections The Art Institutes provided to students and graduates. Because of the pervasive and widespread nature of the misconduct by The Art Institutes, ED has determined that it is appropriate to discharge the loans made to all students who attended The Art Institutes during the time period described above. Borrowers do not need to file an application for the loans from the Art Institutes during this period to be discharged. You also may receive a refund for prior payments made to ED on the loan(s) being discharged. Your loan servicer will let you know if you are eligible for a payment refund, which may be mailed to you or sent electronically. Please check your online account with your loan servicer to ensure your address is correct so you can receive any refund. Otherwise, you do not have to take any further action to receive your discharge. Your credit report will also be updated to reflect this discharge when it is complete.
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