Martin Luther explained it VERY clearly
What exactly passes for “common sense” these days?
I worked with the public for 30 years, USA is not getting smarter
Yeah, that’s really NOT GSA mission
Government employees are quick to pull out the “manuals” when they don’t get what they want.
Nice thing about the manuals, they spell out the penalties for NOT do your job, usually 25 years in Leavenworth
Commercial real estate is ded
And home values are gonna “deflate” quickly, better unload those “home equity” loans