The way it was built such LONG time ago could be explained with a rather poor metaphor.

"The house always wins."

It is set up and run so that the WORLD bank/s will ALWAYS make money of you.

And speaking of

Crypto Currency

1996, NSA. Thoughts?

https://thedailycoin.org/2018/02/01/1996-nsa-white-paper-not-piece-evidence-nsa-may-involved-creation-blockchain-bitcoin/