Two separate economies grew and always existed since America was industrialized. Example, people who sell cars and furniture have one cost to sell at and base their measly commissions on the supposed dealer costs yet the majority of mark up and profits and in dealer hold backs usually equal to or greater than the mark up from dealer cost to sticker price. This was designed to stop competition from workers who gained industry experience from opening their own shops, because they could never work a lifetime to save enough to open their own shops based on their meager incomes, while making ends meat. The more that you know. Rigged.