Once a person dies the treasury collects the persons bonds for a very high inflated value.
The people should have first access to all funds before government does, other wise they make money for you going to work, and never let you withdraw from your bond.
They need to teach people how to do this so people can live their own life and dreams instead of working their life away for pennies, making other people rich and not having any money after working a 40 hr week.