Obviously you have never been that broke where you have no car, have the authorities threatening to take away your home, can't afford medicine to heal loved ones, have holes in your clothes, have to walk everywhere for miles and miles in all types of weather, can't afford to maintain your house or belongings, never buy anything new, can't afford good nutrition or supplements, can't take your pets to the vet and have to watch them die a painful death. Obviously you are into the Theoretical and haven't lived the actual, to the degree that you appreciate that money is a form of freedom. Reverse everything negative that I said and apply money, it solves just about every issue.