You may as well KYS now because it's here.
Crypto can be structured to cut out the middlemen. Direct PtoP transactions with no fees.
I've got some 'throw away money" I can afford to lose so I bought XRP at $0.30 and I've made a killing. Shit is exceeding all time highs and Trump has indicated he intends to remove all capital gains from US based crypto. Besides, I'm only a few years from retirement. I doubt the goobermint will gain more control over the people before I die so fuck it! Bring on the crypto gains! You whiners can sit on the sidelines and wallow in poverty.