> 'self defense'.
Well, there is that.
Prices will never 'go down' unless/until the FED stops counterfeiting the currency into oblivion.
Most of the entire population is ensnared.
The 'Moral Hazard' starts where the government destroys currency/economy by legalizing their criminality, fraud, corruption and yes… counterfeiting the currency.
FED printing fake money is the fount from which most all corruption flows.
Swinging at the branches will never solve the root of the problem.