By design!
(((They))) don't want a population that understands money; (((they))) don't want the competition!
Not understanding gets everyone spending for crap that (((they))) advertise to (You) night and day, making y'all feel like ya can't live without it.
Enter the credit score cuz everybody's in debt to their eyeballs. And y'all parade around cuz (You) have this awesome score! No- you're all idiots. What you have is a debt that will keep you paying interest and staying broke from one paycheck to the next. Indoctrination- that's what they call keeping the sheeple in the dark. (You) got ya some of that. In Skool.