Everything is not a conspiracy. Everything is not cabal.
But, some anons would say, "exceptin here. You can be as a big of a disrespectful, degenerate as you want to be."
Lots of questions to be asked before you even get to that one, anon.
What were the physical circumstances of the accident?
1) was the car parked on an incline?
2) did she set the emergency brake?
3) what year was the car made?
4) was the car in park?
Etc, etc.