Here’s some crappy info I found when digging around wondering how the Federal Reserve could be restructured:

Is the Federal Reserve Act going to expire?

No. The Federal Reserve Act of 1913–which established the Federal Reserve as the central bank of the United States–originally chartered the Federal Reserve Banks for 20 years. But in the McFadden Act of 1927, the Congress rechartered the Federal Reserve Banks into perpetuity, and so there is currently no "expiration date" or repeal date for the Federal Reserve.

https://www.federalreserve.gov/faqs/is-the-federal-reserve-act-going-to-expire.htm

The only recourse to restructure seems to be through another act of Congress which requires a MAGA majority to accomplish.