Yes.
No.
No.
This racket of money making money (which doesn't exist) produces exactly the results your experiencing. Its designed to swallow all credits. All the properties / elements that "encapsulate" a company's worth still exist. What doesn't exist is the money you put into them. Haven't we learned anything. Some get lucky…some double down, in the end you are all clowns.
If your relying on the stock market for your monthly survival, I'd have to disagree….you are an idiot.