How can you have a 401K in cash? Do you get quarterly statements from your investment firm?
Usually you cannot draw out of your 401K, without penalty until you reach a certain age or you leave your employer.
I changed employers a few years back and I definitely cashed in to a self-directed IRA to which the majority of it was reinvested into metals that I have physical access to.
The only stocks I own are for mines. Though the recent pot stocks seem worth a shot.