Is PRIME95 a Besos reference?
Don't forget the marine at Christmas.
PMs are divestment out of the dollar, not an investment. With that being said, they're a form of insurance against the implosion of the dollar. Your cost of holding (premium) is the same as your mortgage interest.
One anon said to buy generic, but I disagree. Silver Eagles, 1/10 Gold Eagles, and 1oz Gold Buffalo all carry a little more premium, but they're easy to sell when there's a spike in spot prices. Nobody wants low premium generic when spot prices just jumped up.