Howard Shultz today talked about his father losing his health insurance when he was a kid living in the projects. (it was a vid, I was phonefagging, no sauce).
But it got me to thinking: In the early 80's we had Medical insurance designed for hospitalization essentially. All else we paid out of pocket.
I think Shultz is creating a narrative that likely did not happen:
During the 1920s, individual hospitals began offering services to individuals on a pre-paid basis, eventually leading to the development of Blue Cross organizations in the 1930s. The first employer-sponsored hospitalization plan was created by teachers in Dallas, Texas in 1929.
https://en.wikipedia.org/wiki/Health_insurance_in_the_United_States