Q please have a look. Pass on to potus. An idea given to me last night by God. All I had to do was ask.
One of the most important questions of our time is how to incentivize loans without interest or in a way that intrest benefits society. How do we harness the power of wealth created through intrest to benefit mankind. If we anwser this question correctly we could rid ourselves of poverty & the banking cabal which runs this world. Right now the wealth created through intrest by design benefits only the most wealthy and harms the most vulnerable. We must welcome the discussion of alternatives. The following solution would require us to individually & voluntarily transfer to a gold or other physical asset backed digital blockchain currency, and/or fiat digital currency with set scalability and inflation. The idea is to ban all but low asset holding individuals from loaning at intrest. The low asset holders could voluntarily enter lending pools on a web page administered by A.I.. A.I. Could make lending decesions and loans for them and automatically give them the intrest returns according to how much money they have in the pool. Since the intrest would be made without a bank middle man they would receive much higer returns than today's savings accounts. They could either receive all of the principle plus intrest returns or a fraction of a fraction could be set to replenish the biosphere. They would be incentivized to save/put more money into the pool because they would receive higer rate of return. This could aid in building the wealth of the young and the poor, it would also help elimnate poverty and would greatly boost the number of middle class. When thier assets reach a certain threshold they could no longer partake in loaning at interest unless they dipped into the low asset holding margin again. This would incentivize the middle class to spend money in order to be able to dip below the margin again and profit from lending. This would have an incredible boost on the economy as the middle class would have more members as well and the upper class would benefit from increased buisness. In this model banks would not exsist and all of thier wealth producing power of lending at interest would go to low asset holders/ending poverty and possibly replenishing earth. Middle and high asset holding individuals could still loan money but they would only be incentivized by small tax breaks for the lender (after many loopholes are closed and international trade deals made). Lending could be done by corperations and individuals voluntarily and they would only have access to the money at the rate at which it comes In. A small percent of the digital currency in created and in exisitance would need to be set aside as a guarantee against defaults. After which time the defaulters wages would be garnished at a fair rate (if they want to interact with the economic ecosystem again) until they pay off thier loan to replace this default account. It would also be replenished by a small but set rate of the inflation.
Now I am not a banker. Or a baker. So please if I am ignorant and this is impossible for some unforseen reason please explain to me. I view the alternatives as nothing changes we end up slaves to debt and time makes it worse on our children, we have a revolution and get angry but have no viable alternative so we enter the same type of cycle again or we change the structure to somthing with positive intent. Thank you all. Peace and love. Wwg1wga