The real problem is the government is charging interest on these loans. So the taxpayer pays taxes ("voluntary obligation") then the government loans it to the future taxpayer with interest.
This is not a loan it is a tax. It will be there for the entire students life because the minimum payment doesn't even cover the interest. Yeah Yeah …"I PAID OFF MY STUDENT LOANS" <<< these people did not finance their entire education…like the poor folks have too. Know the law …learn their tricks.