I'm guessing I'm speaking with a Blackpilled Socialist.
Cars aren't necessary unless you drive for Uber or one of the many delivery jobs that are indentured servitude.
I have good dental coverage. Opted out of health coverage until Obamacare is in the ground.
40k-50k salary can get you a condo, 2 cars (off Craigslist), 4-5 televisions all flat screens, and multiple computers. You can sell stuff anywehre with the internet. Etsy, Craigslist, Offer Up…
You can sell artwork, music, hand crafted items, even your opinion using Patreon or other donation enablers.