>>6118246
Insurance is worse than a Ponzi Scheme. Ponzi schemes are voluntary to join. Insurance isn't.
If you go to a baseball game and beaned by a line drive causing you brain damage, you are liable because you had a realistic expectation that it could happen, but you chose to root on the home team from the third base line anyway. So, as the Supreme Court has ruled, "Toughus Shitti". The same common sense rule should apply when you get into your car everyday and pilot it into a stream of drunks, housewives, Asians and opiate addled 16 year olds with fees licenses and Dads Dodge Hellcat.
Don't know if it changes your mind but that's my take on it.