Try dealing with serious chronic pain; my SO is paraplegic, and opioids REALLY fuck with his brain - but today's varieties include some that relieve/suppress the pain and enable him to operate "above" it, without the effects of other drugs.
Add 'debt slave' - debt is being sold, promoted, encouraged . . . because it keeps the sheep busy working to pay their bills! Gone is the old adage "Neither a borrower nor a lender be."