Captcha has really improved the quality of posts, and reduced all the idle chatter.
Let's face it. Captcha has improved the quality of posts here, and reduced chat and fuckery.
Anons will find that when they are ready.
Fewer 10+ posters.
But the FED dropped the prime rate drastically in the previous years.
That was a big part of the mortgage crisis, prolly all the same conspiracy though.
I don't think he has an option there, at least not until there is adequate public support for it.