Well, what would be the point of living if not to be in such a pivotal moment of the course of destiny?
True, things aren't exactly 'easy mode' - but isn't that why we were selected to be born for this time? We can handle the hard difficulty. It's what we live for.
We were born into the edge of a dystopian collapse so that we could be a part of the rebellion to overturn that planned implosion. And we are going for all the bonus objectives. Not a "just survive" goal, not a "become a warlord and galvanize under fascism" end - a full on great awakening and salvation of all who can be saved.
We do this not because we want to be rich or pampered - but because we love the destruction of evil.