Intuit != Government
The questions Turbotax asks are to determine
If certain conditions apply to your return
Turns out that if (you) have an HSA there are certain conditions that mist be met with regard to the type of insurance (you) carry
Turbotax asks ne about muh insurance not because there is a gubment mandated tax, but to make sure the conditions have been met for certain deductions.
Cannot speak to your specific situation anon
That is why ppl hire a CPA, to ask these sorts of ?s