Exactly. Working Americans with 401's aren't calling their fund managers, many probably don't even know who their fund manager is, all screaming sell, sell, sell. Traders are driving the market. Wonder how folks would react if they were ever to understand, the shares they think they own in their funds are actually loaned out to the very traders shorting this market into oblivion. I wonder how they would react if they were ever to learn how a market maker can drive the price of a stock down 10% before the market even opens with a trade of less than 1% of the total average daily trading volume. I wonder how folks would react if they even come to learn that Wall Street is a playground for white collar thieves, designed to simply steal their hard earned money. I wonder.