Anon, you make good points but Anons won't read that much text. Maybe if you truncated it a bit, you'd get some eyes on it.
>Those that didn't file aren't covered.
Those that made under the personal allowance didn't have to file. Those that made under their personal allowance are the ones that need it most! These people fall in to the category of not making enough to actually live on but making enough to not have to file.
NOT equitable.