Could this plandemic be an insurance scam?

Operations Manual: Pandemic Emergency Financing Facility (PEF)

http://pubdocs.worldbank.org/en/842101571243529089/PEF-Operations-Manual-approved-10-15-18.pdf

https://www.worldbank.org/en/topic/pandemics/brief/pandemic-emergency-financing-facility

(hoping the link works)